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C. de Santiago Bernabéu, 8, 6 Right, Chamartín, 28036 Madrid
ptm@ptm-inmo.com
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91 411 19 19
629 82 87 80
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The purchase process begins with searching for the ideal property and applying for a mortgage, if necessary. Then, an offer is made, a deposit contract is signed, and the purchase is formalized before a notary with a public deed. Finally, any changes are registered in the Property Registry.
If you're buying, you'll need your ID, property deed, a simple note, an energy efficiency certificate, and, if you're applying for a mortgage, your financial documentation. If you're selling, in addition to these documents, you'll need to provide the latest property tax receipt and, if you're in a community, proof of current payments.
The best time depends on market conditions and your personal situation. Generally, the fall and winter months tend to be favorable due to lower demand. It's also key to review interest rates and real estate trends before making a decision. The best time to buy a home is when you find the home of your dreams or one that meets your needs.
In addition to the property price, you must consider notary fees, property registration fees, administrative fees, taxes (ITP or VAT, depending on the type of property), appraisal fees, and, in the case of a mortgage, bank fees. These can represent between 10% and 15% of the property price, depending on whether it's a second-hand or new home.
Yes. A real estate agency streamlines the process, filters out serious clients, negotiates on your behalf, and handles the legal documentation. It also optimizes the property's visibility on specialized portals and advises you throughout the process to avoid errors or legal issues. It's advisable to choose a trustworthy real estate agency.
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